Regular cash flow is critical to the success of any business. Unfortunately, with consumer confidence low, the jobless rate high, and the currently volatile political arena, the business market is faced with many challenges. It is increasingly difficult to obtain a traditional business loan. This, coupled with the fact that business owners are finding it more difficult than ever to collect receivables, increases the challenges faced by the small business owner. Accounts receivable financing is an excellent option for the business owner looking to improve cash flow.