Invoice Factoring | Payroll funding

Fast, Flexible Funding On Your Terms

$1B+

Total Funding

500+

Businesses Funded

20

Years Strong

Our Process

How Funding Works

Application & Approval

Once you apply for our services, we pre-approve you within 24 hours. This process ensures your customers can pay within the allotted time.

Invoice Submission

After pre-approval, you send us the invoices you want funded. Our flexible approach to funding allows you to choose what and when to factor.

Quick Turnaround

American Funding Solutions then funds you 80-90% of the invoice, allowing you to smooth out your cash flow.

Customer Collection

Our invoice factoring company collects your invoice payment directly from your customer, so you don’t have to spend time collecting it yourself.

Rebate & Fees

After we confirm the payment, we rebate you the remaining 10-20% of your invoice, minus our service fee.

Let’s Walk You Through It

Optimize Your Funding With AFS

Smoother Collections

We take the hassle out of collecting payments so you can get back to managing your business and providing your services.

Faster Growth

Handing off your invoices, payroll, and purchase orders to AFS means you can spend more time finding more customers.

Smarter Management

Optimizing your cash flow is one of the best ways to ensure you’re staying ahead of your customer base’s needs.

Ongoing Partnership

Most of our clients stick with us because we make it easy to keep money moving, even when customers have longer payment terms.

Get Started

Tell us about your business and which services you require so we can create a funding plan for you.

Build My Funding Plan

Manufacturing

Security Companies

Payroll Funding

Janitorial & Facility Services

Invoice Factoring

Manufacturing

Security Companies

Payroll Funding

Janitorial & Facility Services

Invoice Factoring

Manufacturing

Security Companies

Payroll Funding

Janitorial & Facility Services

Invoice Factoring

Manufacturing

Security Companies

Payroll Funding

Janitorial & Facility Services

Invoice Factoring

A Smarter Approach to Cash Flow

For over 20 years, AFS has built lasting relationships by offering flexible invoice factoring with no minimums or long-term commitments. Growing your business takes time and effort, and we’d like to take a little of both off your plate. Dive deeper into our story and what we do as your go-to invoice factoring company.

Learn More

Hear It From Our Clients

  • A few years ago during some trying times in my business I made a phone call to your company. After explaining what I was in search of you said...

    - Frank

  • I have felt so poor this year, and American Funding is always there to help me make payroll for others, and even allowed me to make my own house...

    - Stephanie

  • We have been so thankful for all that your company does for our company! Without the funding aspect, we would not be able to continue to provide the volume...

    - Shallan

  • I wanted to thank you for your help. You are one of the nicest and most professional people I have ever come into contact with. You go that extra...

    - Ben

  • Now I will sleep better knowing I can meet all of my payroll demands.

    - Bob

  • Thanks Kim , I am so glad we met. You’ve been invaluable to my business

    - Sherry

Are You a Good Fit?

Different businesses need different solutions to their cash flow concerns, and while we specialize in those with $100K-$3M in monthly invoicing, we’re also equipped to assist with startups. At our invoice factoring company, our flexible terms and no long-term commitments provide your business with adaptable funding solutions.

Funding That Fits Your Business

Build My Funding Plan

Get Funded Quickly

Contact Us