Your funding should keep up with your growing business. That’s why AFS provides flexible funding that adapts to your volume, helping you take on large orders and expand operations.
Purchase Order Funding
Flexible Terms & Fast Funding
What It Does:
- Covers payroll and production
- Helps fulfill large orders
- Improves day-to-day cash flow
- Supports consistent growth
Process Speed:
3–5 business days, then 1 business day for funding
Advance Rate:
Up to 70%
Best For:
Businesses with large orders and upfront costs
Invoice Terms:
Net 30–60 and beyond
What Purchase Order Funding Solves
Flexibility Meets Fulfillment
At American Funding Solutions, we help you take on new business without worrying about upfront payroll or production costs. If your clients expect delivery before payment, invoice factoring keeps your cash flow steady so you can fulfill orders, meet payroll, and grow with confidence.
What It Does:
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Limited cash flow to cover payroll or supplier costs
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Difficulty fulfilling large or multiple orders at once
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Delayed payments from clients with net terms
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Missed growth opportunities due to working capital gaps
Our team understands your business and funding needs. It’s our mission to provide consistent communication and support, so you always know where your funding stands.
No minimums or long-term contracts mean you use funding when it makes sense for you. Our approach gives you total control over how and when you access capital.
Real Results for Growing Businesses
Explore our case studies to see how we’ve helped businesses across the nation optimize their cash flow.
How Purchase Order Funding Works
Our Process, Step by Step
Application
Submit a simple application with basic business details and outstanding purchase orders.
Funding Access
Get pre-approved quickly and receive funding to cover payroll and supplier costs.
Collections
Your client pays the invoice according to agreed terms directly through the process.
Final Payment
Receive the remaining balance once we’ve collected and processed your client’s payment.
Get Started
Tell us about your business and which services you require so we can create a funding plan for you.
More Ways We Can Serve You
Payroll Funding
Supports rapid growth
Keeps capital flowing
Maintains payroll cycles
Read more about Payroll Funding
Frequently Asked Questions
When you receive a large order, funding is typically structured around the cost required to fulfill it. This includes payroll, materials, or supplier expenses.
Instead of taking on debt, you access capital tied directly to that order. With purchase order funding, the focus stays on completing the job successfully, so you can meet expectations without straining your cash flow or overextending your resources.
Extended payment timelines are a normal part of doing business, especially with net terms. Your funding arrangement is structured with this in mind, so delays don’t immediately disrupt your operations. Communication and transparency are key, and your PO financing partner works with you to navigate timing differences while keeping your cash flow stable and predictable.
Yes, many clients use funding to support ongoing expenses like payroll, especially when business volume fluctuates. While each situation is different, purchase order funding can help bridge the gap between when expenses are due and when your client pays. With AFS, you can maintain consistency in your operations without needing to rely on internal reserves.
Your client relationships remain professional and consistent. We handle this process in a way that aligns with standard business practices, so there’s no disruption to how you communicate or deliver your services. In many cases, having reliable funding in place actually strengthens your reputation by helping you meet deadlines and fulfill orders without delays.
Not at all. While it’s often used for large or immediate needs, many businesses return to it as new opportunities arise.
You can use PO financing repeatedly, giving you the ability to take on additional work as your business grows. It’s a flexible option that can support both short-term demands and ongoing expansion.
Once funding is in place, many businesses find it easier to plan ahead and take on additional work with confidence. Some also explore options like invoice factoring or payroll funding to maintain steady cash flow across multiple projects. While the focus may start with purchase order funding, having access to flexible solutions can make it easier to support long-term growth and stability.
