Weekly payroll obligations create stress when client payments take 30 to 60 days, leaving your business short on working capital.
Staffing Payroll Funding
Common Staffing Agencies We Serve
Medical Staffing
Accelerate reimbursements and ensure clinicians receive timely compensation.
Read more about Medical Staffing
Security Staffing
Stabilize cash flow to cover payroll for guards and teams during delays.
Read more about Security Staffing
Light Industrial & Clerical Staffing
Fund weekly payroll, supporting hiring for seasonal demand.
Read more about Light Industrial & Clerical Staffing
IT Staffing & Consulting
Improve liquidity to enable consultants’ placements without cash-flow constraints.
Read more about IT Staffing & Consulting
Grow Faster & Smarter
American Funding Solutions gives staffing agencies fast access to cash for employee payroll without the long waits and restrictions of traditional financing. You control which client invoices to fund, get support if you receive delayed payments, and avoid the rigid limits of bank loans. Designed for agencies of all sizes, staffing payroll funding ensures smooth operations, reduces financial stress, and helps you focus on growth instead of chasing payments.
Flexible Funding Options
With AFS payroll funding, you’re in control. You don’t have to fund every client invoice because you pick and choose which accounts to advance.
This flexibility allows your agency to prioritize payroll for employees tied to the most urgent projects, while leaving other invoices as-is. Whether you have one high-priority client or multiple accounts, you can tailor funding to match your cash flow needs, ensuring your business stays agile and responsive.
Support for Delayed Payments
Clients don’t always pay on time, and that’s where AFS steps in. Your dedicated account manager works with you to address past-due invoices and minimize collection issues.
Unlike traditional lines of credit, which require weeks of approval, fixed limits, and strong financial history, payroll funding is immediate and flexible. There’s no interest on unused funds, and approval doesn’t hinge on years of financial performance, making it ideal for new or growing agencies.
Delayed invoices make it difficult to schedule payroll, forcing you to juggle expenses or rely on costly financing options.
A lack of steady cash flow can prevent you from taking on new contracts or hiring more workers when demand increases.
Our team provides fast staffing payroll funding by advancing cash on invoices, ensuring you can pay workers on time and grow confidently.
Built for Staffing Companies
Improve Stability
We convert outstanding invoices into immediate working capital, giving your staffing agency predictable cash flow to manage daily operations confidently.
Enable Growth
AFS provides the liquidity needed to accept larger contracts, onboard more employees, and expand into new markets without financial strain.
Reduce Strain
Together, we can eliminate the burden of waiting on slow-paying clients, allowing you to focus on operations, recruiting, and delivering quality staffing services.
Our Process for Staffing Agencies
Application
To start our process quickly, simply submit your application online and receive pre-approval within 24 hours.
Funding Access
Receive the funds you need to cover payroll—typically within one business day—bridging the gap until client payments arrive.
Payroll Distribution
Use the funding to run payroll on time, ensuring staff remain happy and operations run smoothly.
Remaining Balance
Once clients pay their invoices, you receive the rest of your advanced funds minus the service fee, completing the cycle.
Get Started
Tell us about your business and which services you require so we can create a funding plan for you.
Your Trusted Funding Team
Get to know the experts who keep AFS running by providing high-quality services across all aspects of staffing payroll funding.
Frequently Asked Questions
Yes! Even brand-new agencies with only one client invoice can access funding, helping you manage payroll from day one.
Once approved, funds are typically available within 24 hours, allowing you to pay employees on time without disrupting operations.
While common in medical and security staffing, payroll funding can support any staffing agency facing gaps between payroll and client payments.
Funding That Fits Your Business
Get Funded Quickly
Contact UsOur Main Services
Payroll Funding
Supports rapid growth
Keeps capital flowing
Maintains payroll cycles
Read more about Payroll Funding
Purchase Order Funding
Fulfills large orders
Growth without debt
Builds supplier relationships
Read more about Purchase Order Funding
