This hypothetical company services commercial clients with net 30–60 day payment terms, creating gaps between completed work and incoming cash flow.
Factoring Prices
Learn More About Service Fees
Factoring Prices
Our Process, Step by Step
Application
Our short application and invoice review begins the process, with pre-approval typically provided within 24 hours.
Funding Access
Once we approve your business, it only takes 1 business day to send you up to 80–90% of your selected invoices’ value.
Collections
AFS manages invoice collections directly with your customers, upholding a professional and consistent relationship.
Final Payment
After we receive payment, our team releases the remaining balance to your business, minus agreed fees.
They submit completed service invoices to AFS for review, allowing the business to turn approved receivables into immediate working capital.
Within 1 business day of approval, up to 90% of the invoice value becomes available to cover payroll, supplies, and operational expenses.
Once the customer pays the invoice in full, this company can either return to their operations as normal or continue a partnership with AFS that reduces their administrative burden.
Learn More About AFS
Calculate Your Cash Flow
Use our online factoring calculator to discover how AFS can create a smooth funding process for your business.
FREE Factoring Guide
You can download our FREE e-Book to learn more about how AFS provides quality factoring services to our client base.
Our Main Services
Payroll Funding
Supports rapid growth
Keeps capital flowing
Maintains payroll cycles
Read more about Payroll Funding
Purchase Order Funding
Fulfills large orders
Growth without debt
Builds supplier relationships
Read more about Purchase Order Funding
Frequently Asked Questions
Factoring fees are usually a small percentage of each invoice, often within a 2–4% range. This calculated factoring price depends on factors like invoice size, customer reliability, and overall funding volume, allowing for a structure that reflects your business activity.
As your invoice volume and customer base evolve, your pricing structure adjusts to reflect those changes. Many clients find that a consistent funding relationship leads to more favorable terms over time, as account history and performance become more established.
Most agreements keep fees straightforward, but any additional charges are clearly outlined in advance, ensuring your factoring price remains transparent and predictable.
Higher invoice volume can sometimes lead to more favorable terms, as consistent activity helps stabilize the factoring price and supports a more efficient funding relationship.
Clear reporting and straightforward agreements ensure that you can track costs associated with each transaction. We outline this factoring price in advance, so there are no surprises when we settle funds and release balances.
Factoring often becomes part of a broader financial routine, helping stabilize cash flow for recurring expenses. Some clients also explore options like payroll funding or purchase order funding alongside factoring, depending on how their operational needs evolve over time.
Yes, the factoring price may vary slightly depending on customer credit strength and payment consistency, helping align costs with overall risk and account performance.
Pricing structures remain consistent, though adjustments may occur if business conditions shift, always with clear communication so expectations stay aligned.
