If you are in business, you may find that the normal banking channels are not always available to you. If you have not been in business long enough to be considered ‘bankable’, are you likely searching for a creative way to finance your business? Think outside the box… Accounts receivable factoring may be just the answer to your small- to medium-sized business’ cash flow needs. Many business owners do not understand factoring or how it works. When the terms and mechanisms of factoring are clearly defined, most business owners see a great advantage to this form of cash flow assistance. They are frequently pleasantly surprised at the ease of the process.